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The Hope and Healing Foundation • 501(c)(3)

Mental Health Copay Assistance Program

Help make outpatient mental health care more affordable. We are building support for copay assistance for insured individuals facing financial hardship.

Apply For Assistance Submit A Referral
Removing Financial Barriers

Restoring Access to Care

At The Hope and Healing Foundation, we believe that access to quality mental health care should never be determined by someone's ability to afford a copayment.

Having insurance does not always make care affordable. Mental Health Copay Assistance is our primary focus, with support based on financial need, program eligibility and available funding. Contact the Foundation to confirm current availability before relying on assistance.

Care
Without
Barriers
Program Overview

Support for Clients and Providers

The program focuses on financial support for eligible outpatient mental health copayments and coinsurance, subject to funding and current program availability.

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Copay Assistance

Financial support for outpatient mental health copayments or coinsurance based on need and available funding.

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Client Support

Helping insured individuals continue therapy when out-of-pocket costs become a barrier to care.

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Provider Partnership

Licensed providers can refer eligible clients and collaborate with our team for continuity of care.

Who We Serve

Designed for People Who Need Care and the Providers Who Support Them

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For Clients

This program is intended for individuals who:

  • Have active health insurance with mental health benefits
  • Are responsible for copayments or coinsurance
  • Are experiencing financial hardship or limited income
  • Are receiving or seeking outpatient mental health care
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For Clinicians & Providers

We partner with:

  • Licensed therapists, psychologists, and counselors
  • Group practices and outpatient clinics
  • Community mental health organizations
  • Telehealth providers
How It Works

Planned Assistance Process

Application Submission

Contact the Foundation first to confirm whether applications are open and how to submit required information securely. Please do not send health records or financial documents through social media.

Eligibility Review

The planned review will consider financial need, program eligibility and available funds. Contact the Foundation for current requirements.

Approval & Award Determination

Any award will specify the approved amount, eligible costs and duration. Assistance is not guaranteed.

Direct Payment to Providers

The planned payment model sends approved assistance directly to participating licensed providers rather than to clients.

Ongoing Support & Monitoring

We are developing procedures to document approved payments and assess program impact while limiting the collection of sensitive information.

What Makes This Program Different

Our focus is affordability, clear award decisions and responsible use of charitable funds. Contact us to confirm the current service area and available assistance.

For Providers

Partner With Us

As a clinician or organization, you play a critical role in identifying clients who may benefit from this program.

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Benefits of Partnering

  • Improve client retention and treatment outcomes
  • Reduce financial drop-offs and missed sessions
  • Discuss a clear referral and payment process
  • Strengthen your commitment to accessible care
Program Guidelines

Clear Support Based on Need and Funding

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Need-Based Awards

Assistance amounts are determined based on financial need and available program funding.

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Partial or Full Coverage

Support may include partial or full copay coverage depending on eligibility and capacity.

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Time-Limited Support

Assistance is time-limited but may be reviewed for renewal when needed.

Our Mission in Action

Addressing Affordability After Access

Our goal is to help address eligible outpatient mental health copayments and coinsurance, with clear award decisions and responsible use of charitable funds.

Apply or Refer Today

Take the Next Step Toward Uninterrupted Care

Clients and providers can contact us to confirm current application and referral availability. Donors, volunteers and community partners can help build support for this work.

Client Application Provider Referral
Cedric J. Bell and Nicole Albanese-Bell
Who We Are

Our Story

The Hope and Healing Foundation Inc. was founded in 2020 by Cedric Bell and Nicole Albanese-Bell in Deerfield Beach, Florida. Our mission is to make outpatient mental health care more affordable through copay assistance and to advance suicide prevention and mental health wellness, with particular concern for youths, veterans, and families.

Mental Health Copay Assistance is our primary focus. We are building support and clear procedures to help eligible insured individuals with verified outpatient copayments and coinsurance, subject to financial need and available funding. Mental health education, suicide prevention awareness, and community outreach are proposed expansion initiatives.

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Build Access

Together

We welcome providers, community organizations, donors and volunteers who share our commitment to making outpatient mental health care more affordable.

Providers

Discuss referral arrangements and current program availability with the Foundation.

Community partners

Help us understand local affordability needs and develop responsible assistance pathways.

Supporters

Explore donations, sponsorships and volunteering to help build the copay-assistance program.

©2026. The Hope And Healing Foundation. All Rights Reserved.