The Hope and Healing Foundation • 501(c)(3)

Mental Health Copay Assistance Program

Removing financial barriers and restoring access to consistent, quality mental health care for individuals and families who need support.

Apply For Assistance Submit A Referral

Removing Financial Barriers

Restoring Access to Care

At The Hope and Healing Foundation, we believe that access to quality mental health care should never be determined by someone's ability to afford a copayment.

Even with insurance, many individuals and families are forced to delay or discontinue therapy due to out-of-pocket costs. Our Mental Health Copay Assistance Program bridges that gap so individuals can begin and continue treatment without financial hardship standing in the way of healing.

Care
Without
Barriers

Program Overview

Support for Clients and Providers

The program provides financial support for insurance copayments associated with outpatient mental health services.

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Copay Assistance

Financial support for outpatient mental health copayments or coinsurance based on need and available funding.

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Client Support

Helping insured individuals continue therapy when out-of-pocket costs become a barrier to care.

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Provider Partnership

Licensed providers can refer eligible clients and collaborate with our team for continuity of care.

Who We Serve

Designed for People Who Need Care and the Providers Who Support Them

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For Clients

This program is intended for individuals who:

Have active health insurance with mental health benefits
Are responsible for copayments or coinsurance
Are experiencing financial hardship or limited income
Are receiving or seeking outpatient mental health care

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For Clinicians & Providers

We partner with:

Licensed therapists, psychologists, and counselors
Group practices and outpatient clinics
Community mental health organizations
Telehealth providers

How It Works

Simple. Compliant. Impactful.

Application Submission

Clients or providers submit a secure application with basic demographic information, proof of insurance, estimated copayment responsibility, and financial need documentation.

Eligibility Review

Our team evaluates applications based on financial need, clinical necessity, and availability of program funds.

Approval & Award Determination

Approved applicants receive a defined monthly or per-session assistance amount with a set duration of support.

Direct Payment to Providers

Payments are made directly to the licensed provider or organization. Funds are never distributed directly to clients.

Ongoing Support & Monitoring

We track session attendance, treatment continuity, and program impact to help ensure responsible support.

What Makes This Program Different

We focus on continuity of care, provider-friendly workflows, ethical direct-to-provider payments, and scalable impact designed to support individuals nationwide as funding expands.

For Providers

Partner With Us

As a clinician or organization, you play a critical role in identifying clients who may benefit from this program.

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Benefits of Partnering

Improve client retention and treatment outcomes
Reduce financial drop-offs and missed sessions
Offer added support without administrative burden
Strengthen your commitment to accessible care

Program Guidelines

Clear Support Based on Need and Funding

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Need-Based Awards

Assistance amounts are determined based on financial need and available program funding.

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Partial or Full Coverage

Support may include partial or full copay coverage depending on eligibility and capacity.

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Time-Limited Support

Assistance is time-limited but may be reviewed for renewal when needed.

Our Mission in Action

Addressing Affordability After Access

By covering copayments, we help reduce treatment interruptions, increase long-term recovery success, and expand access to consistent, quality care.

Apply or Refer Today

Take the Next Step Toward Uninterrupted Care

Clients can apply for assistance, and providers can submit a referral. Together, we can remove financial barriers and make mental health care truly accessible for all.

Client Application Provider Referral

Who We Are

Our Story

The Hope and Healing Foundation for Suicide Prevention and Mental Health Wellness, was founded in 2020 by married couple, Cedric J. Bell and Nicole Albanese-Bell. Cedric and Nicole founded the organization to promote awareness, and assist in decreasing suicidal deaths among children and veterans suffering from debilitating mental and emotional stressors.

Cedric and Nicole have been at the forefront of Suicide Prevention and Mental Health Education for over 20 years. As mental health clinicians, Cedric and Nicole have dedicated their lives to the support and healing of all who need it. They are committed to providing comfort and support to their clients and their client's family members in times of need.

Are Saying

Real stories from individuals and families whose lives have been strengthened through compassionate care, support, and dedicated mental health services.

The support I received here truly changed my life. I felt heard, understood, and guided through one of my most difficult seasons.

Tyler Morgan

“From the first interaction, I felt safe and supported. Their commitment to mental wellness and suicide prevention is deeply meaningful and needed in our community.”

Joshua Lane